Effective resolution is how many of the image’s pixels land in each inch of the print once it is scaled to your target size: pixels divided by inches, or PPI (pixels per inch). Centimetre inputs convert at exactly 2.54 cm per inch before that division — nothing else changes the math. A wide image printed small has more pixels per inch than the same image printed large; shrink the print size and effective resolution goes up, enlarge it and effective resolution goes down.
Width and height are checked separately, and the smaller of the two — the limiting axis — is the number that actually caps how sharp the print can look. There is no universal minimum PPI that applies to every product or printer; the bands this tool reports are an honest sketch, not a spec any print provider publishes.
Aspect fit compares the image’s width-to-height ratio against the print area’s. When they differ, something has to give: fitting the image to fill the print area crops whatever sticks out, and fitting it to stay fully inside the area leaves empty margins on two sides (letterboxing). Matching the ratio before you print avoids both.